:root{--navy:#0b1f3a;--navy2:#132c50;--cyan:#22d3ee;--sky:#38bdf8;--ink:#0f172a;--mut:#64748b;--bg:#f8fafc;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Segoe UI",system-ui,-apple-system,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
a{color:#0284c7}
h1,h2,h3{line-height:1.2;margin:0 0 .5em}h2{font-size:2.1rem;color:var(--navy)}
.nav{position:sticky;top:0;z-index:10;background:rgba(11,31,58,.96);backdrop-filter:blur(6px)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand img{display:block}
.links{display:flex;gap:26px;align-items:center}.links a{color:#e2e8f0;text-decoration:none;font-weight:500}.links a:hover{color:var(--cyan)}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:1.7rem;cursor:pointer}
.btn{display:inline-block;background:linear-gradient(135deg,var(--cyan),var(--sky));color:var(--navy)!important;font-weight:700;padding:13px 24px;border-radius:10px;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn:hover{filter:brightness(1.08)}.btn-sm{padding:8px 16px}
.btn-ghost{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.4)}
.hero{background:radial-gradient(1000px 500px at 85% -10%,rgba(34,211,238,.25),transparent),linear-gradient(160deg,var(--navy),var(--navy2));color:#fff;padding:110px 0 120px}
.eyebrow{color:var(--cyan);text-transform:uppercase;letter-spacing:.15em;font-weight:600;font-size:.85rem}
.hero h1{font-size:clamp(2.2rem,5vw,3.6rem);max-width:800px}.hero h1 span{color:var(--cyan)}
.lead{font-size:1.2rem;color:#cbd5e1;max-width:680px}.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.sec{padding:90px 0}.alt{background:var(--bg)}.sub{color:var(--mut);margin-top:-6px;margin-bottom:34px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.card{background:#fff;border:1px solid #e2e8f0;border-radius:var(--r);padding:26px;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(15,23,42,.08);border-color:var(--sky)}
.card h3{color:var(--navy);font-size:1.15rem}.card p{color:var(--mut);margin:0}.ic{font-size:1.8rem;margin-bottom:10px}
.two{display:grid;grid-template-columns:1.2fr 1fr;gap:56px;align-items:start}



.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px}.chips li{background:var(--navy);color:#fff;padding:8px 18px;border-radius:99px;font-weight:500}
.note{color:var(--mut)}
.contact-line{font-size:1.15rem}.contact-line a{text-decoration:none;font-weight:600}
.form{background:var(--bg);border:1px solid #e2e8f0;border-radius:var(--r);padding:28px;display:grid;gap:14px}
.form label{display:grid;gap:6px;font-weight:600;font-size:.95rem}.form em{font-weight:400;color:var(--mut)}
.form input,.form textarea{font:inherit;padding:11px 13px;border:1px solid #cbd5e1;border-radius:8px;background:#fff}
.form input:focus,.form textarea:focus{outline:2px solid var(--sky);border-color:transparent}
.fine{font-size:.85rem;color:var(--mut);margin:0}
.foot{background:var(--navy);color:#94a3b8;padding:34px 0}.foot-in{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}.foot a{color:#cbd5e1}.foot p{margin:0;font-size:.9rem}
@media(max-width:820px){
 .menu-btn{display:block}
 .links{display:none;position:absolute;top:70px;left:0;right:0;flex-direction:column;background:var(--navy);padding:18px;gap:16px}
 .links.open{display:flex}
 .two{grid-template-columns:1fr;gap:34px}.hero{padding:80px 0}.sec{padding:64px 0}
}
.g3{grid-template-columns:repeat(3,1fr)}@media(max-width:900px){.g3{grid-template-columns:repeat(auto-fit,minmax(250px,1fr))}}
.about{max-width:760px;text-align:center}.about p{font-size:1.15rem;color:#475569}
/* Public resource and service pages */
.skip-link{position:absolute;left:16px;top:-90px;z-index:30;background:white;color:var(--navy);padding:12px 18px;border-radius:8px;font-weight:700}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,summary:focus-visible,[tabindex]:focus-visible{outline:3px solid #0284c7;outline-offset:4px}.nav a:focus-visible{outline-color:var(--cyan)}section[id]{scroll-margin-top:95px}.page-hero{padding:62px 0 69px;background:radial-gradient(800px 500px at 95% 0,rgba(34,211,238,.14),transparent),linear-gradient(160deg,var(--navy),var(--navy2));color:white}.page-hero h1{font-size:clamp(2rem,4.5vw,3.2rem);max-width:860px;letter-spacing:-.035em}.page-hero .lead{font-size:1.14rem;max-width:790px;line-height:1.8}.page-hero .eyebrow{margin-top:20px}.breadcrumbs{display:flex;gap:13px;color:#8fa9c5;font-size:.86rem;margin-bottom:25px}.breadcrumbs a{color:#cbd5e1}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 260px;gap:54px;padding-top:52px;padding-bottom:30px}.article-content{min-width:0}.article-content h2{font-size:1.65rem;line-height:1.3;letter-spacing:-.02em}.article-content p,.article-content li{color:#475569}.article-section{margin:0 0 48px}.article-section p{margin:17px 0;line-height:1.85}.contents{background:#f3f7fb;border:1px solid #dbe6f0;border-radius:12px;padding:23px 27px;margin-bottom:40px;font-size:.93rem}.contents strong{color:var(--navy)}.contents ul{padding-left:20px;margin-bottom:0}.contents li{margin:8px 0}.contents a{text-decoration:none;color:#255774}.table-scroll{overflow-x:auto;border:1px solid #d8e2ec;border-radius:12px;margin-top:23px;background:#fff}.table-scroll table{border-collapse:collapse;width:100%;min-width:580px;text-align:left;font-size:.91rem;line-height:1.7}.table-scroll caption{text-align:left;background:#f1f6fa;padding:14px 17px;color:#586b80;font-size:.84rem;border-bottom:1px solid #d8e2ec}.table-scroll th,.table-scroll td{padding:15px 16px;vertical-align:top;border-bottom:1px solid #e2e8f0}.table-scroll thead th{background:#0b1f3a;color:#e6f1fc;font-weight:600;font-size:.84rem}.table-scroll tbody th{font-weight:600;color:#153653;width:22%}.table-scroll tbody td{color:#4a5f73}.table-scroll tbody tr:nth-child(even){background:#f7fafd}.table-scroll tbody tr:last-child>*{border-bottom:0}.checklist{padding-left:22px}.checklist li{padding-left:5px;margin:12px 0;line-height:1.8}.article-aside{padding-top:4px}.side-note{border:1px solid #dce7ef;border-radius:12px;background:#f8fafc;padding:24px;margin-bottom:25px}.side-note .eyebrow{font-size:.7rem;color:#23708c}.side-note h2{font-size:1.35rem;color:var(--navy);line-height:1.35}.side-note p{font-size:.93rem;color:#64748b;line-height:1.8}.side-note a{font-size:.9rem;font-weight:600;text-decoration:none}.related-nav h2{font-size:1rem;margin-bottom:15px}.related-nav a{display:block;font-size:.9rem;line-height:1.6;padding:13px 0;border-bottom:1px solid #e2e8f0;text-decoration:none;color:#315c7c}.consult-banner{background:var(--navy);color:white;border-radius:16px;padding:36px 39px;display:flex;gap:28px;justify-content:space-between;align-items:center;margin:20px 0 65px}.consult-banner h2{color:white;font-size:1.8rem;line-height:1.3}.consult-banner p:not(.eyebrow){color:#cbd5e1;max-width:650px;font-size:.97rem}.consult-banner .cta{flex-direction:column;margin-top:0;flex-shrink:0;text-align:center}.phone-link{color:#cbd5e1;font-size:.9rem}.faq-list{border-top:1px solid #dce4ed;margin-top:23px}.faq-list details{border-bottom:1px solid #dce4ed;padding:19px 0}.faq-list summary{font-weight:600;color:var(--navy);cursor:pointer;padding-right:16px;line-height:1.6}.faq-list details p{color:#536579;margin:15px 0 0;line-height:1.85}.faq-page{max-width:960px;padding-top:55px}.faq-page .article-section>h2{font-size:1.6rem}.resource-label{display:block;text-transform:uppercase;letter-spacing:.08em;font-size:.7rem;font-weight:700;color:#28788b;margin-bottom:16px}.resource-card{display:flex;flex-direction:column;align-items:flex-start}.resource-card h3{font-size:1.25rem;line-height:1.4}.resource-card h3 a{color:var(--navy);text-decoration:none}.resource-card>p{font-size:.96rem;line-height:1.8;margin-bottom:15px}.resource-card .read-link{margin-top:auto;padding-top:12px}.read-link{display:inline-block;text-decoration:none;color:#026d9d;font-weight:600;font-size:.91rem;margin-top:17px}.hub-heading:not(:first-child){margin-top:65px}.hub-link{margin-top:30px}.hub-link a{font-weight:600;text-decoration:none}.dark{color:#247b92}.sources h2{font-size:1rem}.sources{padding-top:25px;border-top:1px solid #e2e8f0;font-size:.9rem;margin-bottom:30px}.sources a{overflow-wrap:anywhere}.foot-in img{flex-shrink:0}.links{gap:20px}.links a{font-size:.94rem}
@media(max-width:1000px){.article-layout{gap:30px;grid-template-columns:minmax(0,1fr) 230px}.consult-banner{align-items:flex-start;flex-direction:column}.consult-banner .cta{flex-direction:row;align-items:center;flex-wrap:wrap}.links{gap:15px}.links a{font-size:.87rem}}
@media(max-width:820px){.article-layout{grid-template-columns:1fr;padding-top:32px}.article-aside{display:grid;grid-template-columns:1fr 1fr;gap:23px}.article-section{margin-bottom:35px}.consult-banner{padding:27px;margin-bottom:40px}.consult-banner .cta{flex-direction:column;align-items:flex-start}.consult-banner h2{font-size:1.55rem}.page-hero{padding:38px 0 48px}.page-hero .lead{font-size:1rem}.page-hero h1{font-size:2.15rem}.links a{font-size:1rem}.table-scroll table{font-size:.85rem}.contents{padding:19px 22px}.faq-page{padding-top:35px}.article-content h2{font-size:1.45rem}.hub-heading:not(:first-child){margin-top:45px}}
@media(max-width:520px){.article-aside{grid-template-columns:1fr}.article-content p,.article-content li{font-size:.98rem}.wrap{padding-left:20px;padding-right:20px}.table-scroll th,.table-scroll td{padding:12px}.consult-banner .btn{font-size:.88rem;padding:12px 16px}.hero .lead{font-size:1.05rem}.brand img{width:180px;height:auto}.page-hero .cta .btn{font-size:.86rem;padding:11px 15px}.resource-card{padding:23px}.faq-list summary{font-size:.97rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}.card:hover{transform:none}}